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Fire & Water - Cleanup & Restoration

Understanding the Differences Between Storm and Flood Damage

5/11/2019 (Permalink)

Storm damage in Wichita,KS

Differences Between Storm and Flood Damage

A severe thunderstorm in Wichita, KS, can wreak havoc on your commercial property. It may cause damage to your roof, siding, windows and basement. The repair process depends on the type of damage you have. There are some key differences between storm and flood damage.

Storm

One storm may cause problems in a variety of ways. There are four basic types of storm damage:

  • Hail Damage – Even small hail can cause scratches and indentions in your siding. It can damage the roof as it chips away at roofing granules or cracks your shingles.
  • Water Damage – If your roof is damaged, it is likely that water will seep in and compromise the structural integrity of the materials it touches. If you don't call storm cleanup experts in time to remediate it before secondary damage can set in, you may even have to contend with a mold problem.
  • Wind Damage – When winds are strong enough, they can rip shingles off your roof and fling branches and other debris at your siding and windows.
  • Impact Damage – If there are trees around your building, the storm may knock them over, causing them to crash into it.

Unlike flood damage, storm coverage is typically part of your property insurance.

Flood

Flooding is usually caused by events such as overflowing rivers or streams, broken dams or levees, blocked drainage lines and heavy rainfall. Because the damage to your building is likely severe in these circumstances, you may need to purchase a separate flood policy, especially if you live in or near a flood plain. Flood cleanup involves water extraction, drying, disinfecting and restoration.

By understanding the differences between storm and flood damage, you are better equipped to contact the right professionals for the job when you need remediation. This knowledge can help you get the problem resolved more efficiently so you can get your business up and running sooner.

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