Recent Storm Damage Posts

Protect Your Building's Roof From Hail Damage

9/1/2020 (Permalink)

Construction engineer wearing safety uniform inspection metal roofing work for roof industrial Set up a routine inspection to ensure that your roof remains in good condition

Smart Preventative Measure To Take To Protect Your Property

Hail can strike at any time of year in Fort Scott, KS, so it's smart to stay prepared all year long. Your building can suffer greatly from roof damage caused by hail and strong winds. Listed below are some smart preventive measures you can take to protect your property.

1. Inspect Your Roof
It’s a good idea to set up a routine inspection program to ensure that your roof remains in good condition. Check periodically for worn or missing shingles and other roofing textiles. Replace any damaged materials as soon as possible.
Inspect the drainage system on the roof as well. Clogs from dirt and leaves can cause water to build up. If water pools on the roof, it can create roof damage and leaking. Anytime you see discoloration on the ceiling, this is a sign that a leak is forming in the roofing materials. It’s critical to contact a water damage expert right away if you suspect a roof leak.
Check the skylights, air conditioning units and other equipment on the roof to make sure there are no cracks or leaks and to ensure the equipment is properly secured.
In addition to routine maintenance inspections, always check for hail damage immediately after a storm.

2. Select Equipment That Can Withstand Hail
HVAC equipment can be purchased to withstand high winds and hail. If you can’t make that investment right away, look for hail guard covers and shields to protect equipment on the roof. Skylights and solar panels can also be purchased that have been tested to withstand severe hailstorms.

3. Trim Trees Near the Building
During strong winds, loose branches can break and cause damage to your building. Keep trees pruned all year long to reduce this risk.
While it is impossible to completely remove the threat of roof damage during heavy winds and hail, these tips can significantly reduce the risks to your property.

4 Reasons Why You Shouldn’t Drive on a Flooded Street

8/12/2020 (Permalink)

Car rides in heavy rain on a flooded road Never drive through a flooded roadway. Turn around, don’t drown

Four Reasons Why You Should Keep Away From A Flooded Street

Heavy rainfall can cause streets in Mcpherson, KS, to quickly fill with water and make it dangerous for you to drive your vehicle. While you may want to get home as soon as possible and risk driving through water, here are four reasons why you should keep away from a flooded street.

1. You Don’t Know the Depth of the Water
According to the US National Weather Service, most cars can be carried away by just one foot of rushing water, and SUVs and trucks can be swept away by two feet of water. You don’t want to take a chance and drive into water that’s deeper than you think.

2. Your Vehicle Could Float Away
Most drivers know about the dangers of hydroplaning on just an inch or two of water, but once the water level reaches about halfway up your tires, your car may start to float. When your tires leave the ground, you can no longer control where your car goes on flooded roads. You may be swept into a tree or even out to a larger body of water.

3. You Don’t Know What’s Underneath the Water
A flooded street can hide many issues. Lots of water on a road can lead to sinkholes or other dangers. If there are strong winds, you may come across downed power lines or obstacles such as fallen limbs.

4. You Could Damage Your Vehicle
Rising water can get into cars and trucks through any area that’s not sealed. Engines can pull in water just as easily as air. Water can also get into upholstery and other soft surfaces that you’ll have to repair or replace. Most modern vehicles have lots of electronics – from airbags to sound systems – that can be damaged with just a little bit of water.
Sites such as Weather.com have travel tips for driving in wet weather. If your home experiences water damage from a flooded street or weather event, get in touch with a licensed storm damage specialist for cleanup and restoration services.

Taking Care of Your Crawl Space After a Flood

4/29/2020 (Permalink)

Workman with protective suit crawing under house from crawlspace underneath a wooden deck - only his legs and feet showing After a home flood it’s important to check your crawlspace for damage

Here are Three Things You Might Want To Consider

A storm in Maize, KS, can lead to a possible home flood. After such an event it’s important to remember to check your crawlspace for any damage that could have occurred as if there is flooding in that area it could lead to potentially long term problems. Here are three things you may want to consider.

1. Contact a Professional For Help

If you have flooding in your crawlspace after a storm it’s highly recommended to contact a local storm damage restoration company. These professionals can help with all of the steps that needed to be followed to make sure the area is cleaned and repaired correctly.

2. Remove as much of the Water as Possible

After a home flood, it’s important to remove as much of the water as you can as quickly as possible. This will help prevent the water from settling in and causing long term damages. Removing the water quickly can also help prevent mold growth. The restoration team working on your home will often use a pump to get rid of the bulk of the water and then may use rags for small spaces or tight corners. After this is done they can begin drying the area.

3. Thoroughly Dry the Affected Area

After the water is removed it’s important that the space is thoroughly dried in order to prevent further storm damage. Drying the area can help prevent mold growth and also allow the restoration crew to further evaluate what repairs will need to be made. During this step you may see them use a dehumidifier to help the process.

After a home flood it’s important to check your crawlspace for damage. Contact a professional restoration service for help in removing any water, and thoroughly drying the area. Doing so can help prevent structural damage and potential mold issues. If you have any additional questions about this process a restoration professional can help.

Should I Buy Flood Insurance For My Business?

4/9/2020 (Permalink)

Flood insurance form on a table with a book. It’s a smart business decision to purchase flood insurance to protect your property

Typical commercial insurance policies don’t cover flooding. When deciding whether to purchase a separate flood insurance policy for your business in South Hutchinson, KS, there are two questions to consider. The first is, “Am I required to have insurance for flooding?” and the second is, “Would it be a wise decision to get it even if it’s not required?” Let’s take a look at each scenario.

Is a Separate Flood Policy Required?

There are two conditions that must be met before a flood policy is required:

  • A commercial property must be situated in a flood area considered “high risk”.
  • There is a current mortgage on the property through a lender that is federally regulated or insured.

To find out if your property is located in a high-risk flood area, you can search for flood maps on the internet.

If Not Required, Should I Purchase a Flood Policy?

Even if the risk of flooding to your property isn’t high, flooding from heavy rains can occur in any location. It’s a sound business decision to purchase a flood policy.

Where Can I Buy Insurance?

Insurance can be obtained through the National Flood Insurance Program (NFIP), but you will need to go through your local insurance agent to purchase it.

What is Covered?

A flood policy will cover damage repairs to your facility, including the contents if it is caused by a flood. This includes overflow from rivers and other bodies of water, storm surges, heavy rains, and clogged storm drains. The flood water must cover two acres or two separate commercial properties.
Any mold damage caused by the flooding will typically be covered, but the damage needs to be inspected and is determined on a case-by-case basis. If the mold was present before the flood, for example, insurance won’t cover the repairs.
Since flooding can occur anywhere without warning, it’s a smart business decision to purchase flood insurance to protect your property.

4 Reasons Your Business Should Have Flood Insurance

11/22/2019 (Permalink)

Street of a neighborhood flooded Most homeowners’ and renters’ insurance does not cover flood damage

A Few Reasons Why You Might Want To Purchase Flood Insurance

If you own a building in Salina, KS, then you probably have some form of insurance for it. You might think that having a basic policy is enough to protect your business, but this isn’t always the case. If you don’t already have flood insurance, here are a few reasons why you might want to purchase this additional policy.

1. Storms Can Be Unpredictable

Even if it doesn’t flood much in your area, that doesn’t mean that it won’t ever happen. Because you can’t predict everything that will occur during severe weather, it’s a good idea to be prepared for a variety of situations. Flood insurance can help you do that.

2. Repairs Can Be Costly

Not only can flood water affect the structure of the building, but it can damage a lot of the items inside as well, such as electronics, furniture and artwork. Because flood water is contaminated, everything will need to be cleaned and sanitized. Without insurance, you could end up paying a lot for these repairs.

3. It’s Not Included in Your Basic Policy

You might think that you don’t need insurance specifically for floods if you already have a commercial insurance policy. However, most companies don’t include floods in their basic policies. Because flood repairs can cost the insurance company a lot of money, you will need to purchase an additional policy to cover this kind of damage.

4. It Might Be Required

Depending on your situation, you might not have a choice about whether or not to purchase an additional policy. If you live in an area where floods occur often, it might be a requirement. This will likely be the case if you have a mortgage from an insured or federally regulated lender.
If your building is damaged during a flood, the needed repairs can end up costing your business a lot of money, but purchasing a flood insurance policy can help. With this additional policy, the costs of having a cleanup and restoration service perform remediation on your building will be covered.

Are You in the Path of Wildfires and Flooding?

11/16/2019 (Permalink)

Wildfire Wildfire in Maize, KS

Are You in the Path of Wildfires and Flooding?

When it comes to natural disasters in the United States, flooding is the most common. After all, the possibility of flooding increases during heavy rainstorms, spring thaws, winter storms, hurricanes, earthquakes, new construction, and clogged drainage systems. The results of unusually high water can be problematic for Maize, KS, residents:

  • Loss of power and clean water
  • Exposure to waterborne diseases
  • Erosion of landscaping
  • Destruction of property

Homeowners in wooded and rural areas may want to pay special attention to the increased risk of flooding following wildfire damage. It is also wise to look into FEMA NFIP, the National Flood Insurance Program established by the federal government.

Affordable Insurance Coverage

This insurance program was created to increase access to affordable insurance for property owners and renters. The program encourages communities to put floodplain management plans into action. It's important for homeowners to realize that they can take steps to reduce their own financial costs before flooding damage occurs, such as purchasing flood insurance through a local agent or the FEMA NFIP website.

Wildfires and Flooding

When first considering the destruction caused by wildfires, flooding damage may not be the type of destruction that comes to mind. However, after the intense heat and flames of a wildfire the remains of vegetation and charred soil create a layer that prevents water from being absorbed into the ground. Instead, when it rains, the water bounces off the soil and runs downstream where properties face an increased risk of flooding.

Awareness of Risk

Homes situated at the base of steep hills are especially vulnerable to heavy runoff, flash floods, and mudflows, even during normal circumstances. After a wildfire, these properties are at the highest risk for flooding damage. Water damage remediation professionals may recommend preventative actions.

Flooding can happen anywhere, and Maize, KS, homeowners should prepare for the possibility of damages by purchasing insurance through the FEMA NFIP or a local insurance agent. With community floodplain management, awareness of flood risks, and an appropriate insurance policy, it's possible to reduce costs and feel more confident.

5 Tips for Sump Pump Maintenance

9/9/2019 (Permalink)

A sump pump A sump pump is one of the most important parts of your Valley Center home

5 Tips For Prolonging The Life of Your Pump

Your sump pump is crucial to your home's well-being. It executes two important jobs:

Preventing groundwater from entering your home
Expelling water during a storm or other weather event in Valley Center, KS.

Performing regular pump maintenance — at least once a year, if not more often — can mean the difference between a dry home and a soggy one. Here are five tips for prolonging the life of your pump.

  1. Check the electrical connection. In order to run, all sump pumps rely on a GFCI electrical connection. Ensure that it's on and providing power to the pump.
  2. Clean the pump and the pit. Removing dirt and debris from both parts of the unit will boost the pump's productivity.
  3. Make sure the pump is vertical. When the sump pump runs, it vibrates. That shaking can cause the pump to tilt to one side. While you're making sure the pump isn't leaning like a certain tower in Pisa, check that the float gauge has freedom of movement, too.
  4. Confirm that the pump is cycling water. Pour water into the pit — enough to engage the pump. The pump should promptly empty the pit and turn off.
    While you're sticking around to confirm that the water empties and the unit shuts off, you should also listen for the sound of running water. If you hear any, that may indicate that the pump's check valve is malfunctioning, since the check valve's job is to prevent water from flowing back into the unit.
  5. Consider a tank level alarm. If your pump stops working, the alarm will sound, letting you know that there's a problem. Some tank level alarms can also send you an alert via text message or email using Wi-Fi.

It may not be glamorous, but your sump pump is one of the most important parts of your home. By performing regular maintenance and inspections, you can give yourself peace of mind and avoid having to keep your local water mitigation professionals on speed dial.

Checklist for Landlords After a Storm

8/29/2019 (Permalink)

Ceiling damaged after a storm Ceiling damaged after a storm in Haysville, KS

A multifamily unit can be a profitable commercial property. When a storm hits in Haysville, KS, however, you have a responsibility to your tenants to act quickly. Their renter's insurance covers their property but your insurance is responsible for yours. Here are four things you need to do as soon as possible when an emergency occurs.

Establish Communication With Tenants

This may be your business, but it's also your tenants' homes. It is important to keep them informed of every facet of the storm cleanup process that affects them:

  • Extent of damage
  • Timeline for restoration
  • Whether or not they need temporary housing
  • When they can expect to return

Keeping the lines of communication direct and open can help ensure your tenants' willing cooperation.

Call Repair Professionals

You want to get the restoration process started as soon as you can. The best way to do that is to call local flood cleanup specialists as soon as the storm is over. They can help distinguish between the items that are covered by renter's insurance and the ones covered by your property policy. They can also give you an estimate of the expected cost of the restoration.

Contact Insurance Company

Another important call to make is to your insurance company. An adjuster can come out to assess the damage and validate your claim. Assuming you have the proper insurance coverage to pay for the repairs, this can help ease some of the financial burden.

Keep Up With Finances

Your flood insurance may not cover all the costs of the repairs necessary to make the property habitable again. Keeping meticulous financial records of the costs, your insurance coverage and the excess that you have to pay out of pocket is useful. You may be able to deduct the amount that isn't covered from your taxes as long as you've documented it properly.
Renter's insurance and your property policy may cover a lot of the costs of repairs. The key is to act fast and stay in contact with your tenants.

Property Management Tips for Hurricane Season

7/11/2019 (Permalink)

Gather survival supplies in your building

Hurricane season can hit hard in Newton, KS. It is in your best interest to be as prepared as you can be in order to avoid unnecessary hurricane damage. There are several things you can do in advance to endure the high winds with ease.

Gather Survival Supplies

A big part of hurricane preparedness is stocking your building with what you may need to survive if you get stuck there. These items should be kept in a cool, dark and dry place so that they remain functional and don't go bad. Some common supplies to include are:

  • flashlights and batteries
  • plenty of water
  • first aid kit
  • hand crank radio
  • non-perishable food

Form an Emergency Plan

What should everyone in the building be doing in the event of a hurricane? Where will people be the most safe? Create a plan based on the layout of your building and the surrounding landscape. Be sure to account for communication, you should consider using radios or backup WiFi. You can include an evacuation route, in case it becomes necessary. Try to train or practice with your employees or residents. Don't forget about the aftermath, especially in the case of hurricane damage, and research qualified storm remediation services.

Batten Down the Hatches

You should include what you may need to secure your building during a storm in your protocol for property management. Store plywood on the premises to cover as many windows as you can. Keep your yard and landscape trimmed to avoid flying limbs and extra debris. Bring in everything that could possibly get blown about outside: outdoor furniture, garbage cans and decorations. Be sure to clear your gutters and downspouts so they are ready for the downpour.

In order to minimize the hurricane damage that could occur to your property during a storm, take certain precautions beforehand. Keeping people safe should be the priority, but if you plan properly you'll have time to protect your assets, as well. Feel free to share this information with your neighbors to promote a safer community!

Storm Damage Restoration

6/25/2019 (Permalink)

When your home has been damaged by flooding from a severe storm, an experienced remediation specialist in Wichita, KS, can help you repair the water damage. Storm restoration is a fairly involved process that could include having to tear out building materials that can’t be restored, which is why you shouldn’t attempt to do it yourself. Professionals will also have access to specialized equipment that allows them to do the job faster and more efficiently so that your home can be returned to normal as soon as possible. 

The 5 Steps of Storm Damage Restoration

After a remediation team has visited your house to assess the damage and formulate a plan, here are the five steps you can expect as they restore your home.

  1. Water Extraction

Powerful pumps and industrial-grade vacuums are used to extract the remaining flood water from your home. It’s critical that this extraction happens quickly to minimize the damage caused by the water.

  1. Removal of Wet Building Materials 

Sometimes building materials like drywall or wood or laminate floors are too damaged by water to be restored. In this case, the remediation team will tear out the materials, remove them from your property and dispose of them.

  1. Drying 

Once the excess water and unsalvageable building materials are removed, your home will need to be completely dried out. If this doesn’t happen quickly, mold can begin to grow in as little as 48 hours. Specialized fans and dehumidifiers will be employed to get the job done as fast as possible.

  1. Cleaning

Flood waters can carry contaminants that are harmful to humans and animals, so your home will need to be properly cleaned and disinfected. This includes furniture, carpets and any personal items exposed to flood water. 

  1. Restoration

If the remediation team in Wichita, KS, had to tear out flooring or drywall, they will replace it. Once the restoration stage is complete, your home should be completely returned to its original state.

Understanding the Differences Between Storm and Flood Damage

5/11/2019 (Permalink)

Storm damage in Wichita,KS

Differences Between Storm and Flood Damage

A severe thunderstorm in Wichita, KS, can wreak havoc on your commercial property. It may cause damage to your roof, siding, windows and basement. The repair process depends on the type of damage you have. There are some key differences between storm and flood damage.

Storm

One storm may cause problems in a variety of ways. There are four basic types of storm damage:

  • Hail Damage – Even small hail can cause scratches and indentions in your siding. It can damage the roof as it chips away at roofing granules or cracks your shingles.
  • Water Damage – If your roof is damaged, it is likely that water will seep in and compromise the structural integrity of the materials it touches. If you don't call storm cleanup experts in time to remediate it before secondary damage can set in, you may even have to contend with a mold problem.
  • Wind Damage – When winds are strong enough, they can rip shingles off your roof and fling branches and other debris at your siding and windows.
  • Impact Damage – If there are trees around your building, the storm may knock them over, causing them to crash into it.

Unlike flood damage, storm coverage is typically part of your property insurance.

Flood

Flooding is usually caused by events such as overflowing rivers or streams, broken dams or levees, blocked drainage lines and heavy rainfall. Because the damage to your building is likely severe in these circumstances, you may need to purchase a separate flood policy, especially if you live in or near a flood plain. Flood cleanup involves water extraction, drying, disinfecting and restoration.

By understanding the differences between storm and flood damage, you are better equipped to contact the right professionals for the job when you need remediation. This knowledge can help you get the problem resolved more efficiently so you can get your business up and running sooner.

How To Inspect Your Sump Pump

4/26/2019 (Permalink)

Every time you inspect your pump, it’s a good idea to simulate a flood scenario to see if it works.

Your basement may be a fun place to entertain or give you a lot of extra storage. Whatever its purpose, it can’t serve it well if it gets flooded. Regular sump pump inspections are necessary to ensure that, if extra water does flood your basement, it won’t stay there long. A reliable pump can significantly lower the cost of water remediation services if your basement floods. Here are some things to check off your list during the inspection.

Get Rid of Debris

A big part of pump maintenance is just cleaning it out. There are several places dirt, rocks and other debris like to hide in your pump:

  • Discharge pipe
  • Vent hole
  • Intake screen
  • Pit

Any obstruction in these areas can cause your pump to malfunction when you need it the most.

Check Cord and Power Supply

Over time, cords can wear out, especially if they are in an area like the basement where they may be trapped under boxes or twisted around other obstacles. Check the cord to make sure it is not broken. You also want to ensure that the sump pump is hooked up to a working power supply. It is a good idea to connect it to a generator so that if it is needed during a power outage in a storm, it will still function.

Test the Pump

Every time you inspect your pump, it’s a good idea to simulate a flood scenario to see if it works. Flood the basin with a bucket of water. If your pump is working, it will activate and drain the water. If it does not do this, you need to contact a repair technician in Salina, KS, to fix it.

It is a good idea to inspect your sump pump on a quarterly basis. This ensures that all debris is removed, it is connected to a reliable power source and it actually does what it’s supposed to do. Then when storms come, you know your basement is protected.

Commercial Roof: Owner Inspections and What To Look For

2/13/2019 (Permalink)

Owners should perform roof inspections.

Commercial Roof: Owner Inspections And What To Look For

Most business owners would rather spend time worrying about strategy and promotions rather than property inspections and maintenance issues. However, if neglected, small problems can turn into big issues. For instance, a small roof leak can lead to mold and even potential collapse if not remedied. To prevent this, owners can perform simple inspections that are meant to find small areas of concern before a disaster occurs.

1. Flashing and Seals

Wind damage is a common cause of flashing and sealant issues. In strong storms, the flashing can be pulled away from the sealant which will eventually lead to leaks. When inspecting your roof, look for areas where the flashing has been torn away and be sure to reseal these areas promptly.

2. Standing Water

While puddling doesn’t necessarily mean that you have a roof leak, it is likely the step before it happens. Puddling occurs when there are issues with the sheathing. It is possible that sheathing bows due to age, but water damage is also a contributor. If you see standing water on your roof, it may be a sign that you need professional assistance.

3. Bubbles

When walking your roofline, be on the lookout for bubbling. If you see bubbles, it likely indicates that there is a weak or old seal somewhere close. Tiny air bubbles mean that water is seeping beneath the shingles and possibly beneath the underlayment.

If you have significant concerns, you can contact a disaster remediation specialist in the Wichita, KS area to seek further assistance and possible solutions. These companies have a lot of experience in water-related issues and can help.

A roof leak can evolve into a detrimental problem for a business of any size, but it is a problem that can most often be avoided by vigilant and routine inspections. Keep an eye out for damaged flashing, standing water and bubbling so you can attempt to rectify a problem before it becomes a full-blown disaster.

Flood Response: Five Things First Responders Should Keep in Mind

9/27/2018 (Permalink)

Flooding damage in a Topeka, KS home

Being a first responder is a noble calling, one which has you putting your life at risk to save others in Topeka, KS. You choose, and sometimes even volunteer, to enter hazardous situations in the hopes of minimizing the negative impact of disasters, natural and human-made. An emergency requiring a first response team is a flood. Flooding, like all disasters, is atypical and requires the understanding of a particular set of practices and procedures, and the following five things rank high on those lists.

1. Personal Safety

As personal safety is a top priority, you should make sure that you are up to date on your tetanus and hepatitis immunizations. Additionally, as contamination is likely, appropriate clothing like rubber gloves, boots, and protective eyewear is advisable. You can check with the CDC, your local municipality, or other flood experts to find out other safety tips.

2. Flood Water

Flood water can sweep you away at only 6 inches deep, and beyond that it is likely contaminated, depending on the spread and scope, with sewage and other potentially hazardous materials, making the above safety precautions necessary.

3. Debris/Obstacles

As intense and volatile as flood water can be, it should be no surprise that a first responder will come across potentially dangerous debris from failed structures, metalwork, or uprooted trees. Additionally, flooding can soften the ground creating sinkholes and other dangers.

4. Electrical Hazards

The murky waters of a flood often hide many hazards, and the most dangerous are downed power lines or submerged electrical outlets. Flood response teams should be aware of these hazards and take note of any high-risk areas.

5. Carbon Monoxide

Carbon monoxide is another common hazard because as people deal with power outages, they turn to generator use. It is not uncommon, despite the warnings, to find people using generators indoors. Indoor use of generators causes the dangerous buildup of carbon monoxide which can lead to death.

As a first responder responding to a flood, you should take note of all the potential hazards, but also keep vigilant about your safety because the safety of others depends on your continued ability to help.

3 Essential Tips for Handling Winter Weather as a Business

9/3/2018 (Permalink)

Storm damage in Colwich, KS

Winter brings many special considerations when running your Colwich, KS, business. As one of the major potential dangers to operations, winter weather can lead to dangerous work or travel conditions. An ice or snow storm can lead to property damage or employees unable to use the workplace. Here are three essentials tips for making these winter nuisances more manageable.

1. Know What You Are Up Against

Winter weather varies greatly depending on any seasonal weather phenomena or advancing air fronts. There are several types of winter storms. A blizzard is the most dangerous because of extremely limited visibility, frigid wind chill and dangerously strong winds. An ice storm may not sound as dangerous like a blizzard, but it can lead to a power outage, frozen pipe burst or employee harm.

Luckily, weather services offer a winter storm warning. You have at least twelve hours to prepare. There are also “winter storm watches” that should still be heeded even though it’s only a chance of a snow storm. The weather forecast is one of the most helpful prevention tools.

2. Keep the Building Secure From Weather Threats

An inspection by yourself or a professional during the early winter can catch potential hazards. Leaks and cracks in the structure could lead to collapse from heavy snow or harsh winds. Computers should be preventatively secured and backed up in case of sudden or extended power loss. If it’s safe to do so during winter, snow and ice should consistently be removed from roofs and sidewalks.

3. Plan Ahead and Know Whom to Call

A major snow storm is likely disruptive and needs an actionable plan. Employees should be informed of any potential to work from home instead of risking the roads. A local storm damage restoration company should be kept in a contact list of emergency services, so you can treat severe weather damage or stop any minor damage from deteriorating. Things can be kept both functional and safe by acting early. After all, preparation is much cheaper than reparation.

After the Flood: Make the Most of Your Insurance Claim

7/20/2018 (Permalink)

Be sure to file your flood claim within 60 days of the actual flood event.

Now that the flood waters have receded, it’s time to survey the damage and take steps to restore your property. As the holder of a flood insurance policy, you are already ahead of the curve—but there still may be significant work to be done before you can collect on a flood claim. Here are some steps that can help guide you through the process in Wichita, KS.

1. Stay safe. Take every precaution to be certain your home is safe to enter and that there is no threat of further flooding, electrical mishap or collapsing infrastructure. Assume that water is unsafe for human consumption.

2. Contact your insurance company. Contact your insurance claims adjuster as soon as possible. Provide him or her with cell phone and/or email contact information so you will be readily available for an onsite visit.

3. Document the damage. Take photos of the damage to document your loss. If you have pictures of the areas prior to the flood, it would be useful to have them on hand for comparison.

4. Start the cleanup. Begin the cleanup process and call a restoration specialist in [City, State], if needed. If the adjuster has not yet made his or her assessment, be sure to note everything you intend to include on the flood claim. Make a list of lost and damaged items and include dates of purchase, estimated values and receipts, if possible.

5. Retain evidence. Keep any damaged materials you may remove from the house as the adjuster may need to see them for proof of loss purposes. If possible, store these damaged materials outside on your property.

6. Work with your insurance company. Once the adjuster arrives and finishes the assessment, you will likely be asked to sign a proof of loss statement that will follow specifications as set forth in the insurance policy.

Be sure to file your flood claim within 60 days of the actual flood event. By following these steps, you can be assured of the greatest possible chance for a successful insurance settlement. For more information, visit http://www.SERVPROnorthwestwichita.com/.

After the Flood: Make the Most of Your Insurance Claim

7/12/2018 (Permalink)

Be sure to file your flood claim within 60 days of the actual flood event.

Now that the flood waters have receded, it’s time to survey the damage and take steps to restore your property. As the holder of a flood insurance policy, you are already ahead of the curve—but there still may be significant work to be done before you can collect on a flood claim. Here are some steps that can help guide you through the process in Wichita, KS.

1. Stay safe. Take every precaution to be certain your home is safe to enter and that there is no threat of further flooding, electrical mishap or collapsing infrastructure. Assume that water is unsafe for human consumption.

2. Contact your insurance company. Contact your insurance claims adjuster as soon as possible. Provide him or her with cell phone and/or email contact information so you will be readily available for an onsite visit.

3. Document the damage. Take photos of the damage to document your loss. If you have pictures of the areas prior to the flood, it would be useful to have them on hand for comparison.

4. Start the cleanup. Begin the cleanup process and call a restoration specialist in [City, State], if needed. If the adjuster has not yet made his or her assessment, be sure to note everything you intend to include on the flood claim. Make a list of lost and damaged items and include dates of purchase, estimated values and receipts, if possible.

5. Retain evidence. Keep any damaged materials you may remove from the house as the adjuster may need to see them for proof of loss purposes. If possible, store these damaged materials outside on your property.

6. Work with your insurance company. Once the adjuster arrives and finishes the assessment, you will likely be asked to sign a proof of loss statement that will follow specifications as set forth in the insurance policy.

Be sure to file your flood claim within 60 days of the actual flood event. By following these steps, you can be assured of the greatest possible chance for a successful insurance settlement. For more information, visit http://www.SERVPROnorthwestwichita.com/.

Getting Back on Your Feet - Storms, Taxes, and You

6/12/2018 (Permalink)

Getting back on your feet after suffering storm damage can be very stressful; however, it is not impossible.

After suffering storm damage to your Wichita, KS, commercial building, the last thing you want to do is think about taxes. However, taking time to figure out if the amount you spent post-disaster is tax deductible could help you to save money and get you on your way to recovery.

Tip One: Be Prepared

One of the most difficult parts of making a tax claim after a storm is estimating how much the property was worth before the damage was done. There are a couple things you can do to help maintain an accurate estimate:

• Keep receipts of any major purchases for the commercial building.
• Hire an appraiser to estimate the value of the commercial building.

Being prepared and documenting the value of your commercial property before a storm takes place can help you get back to normal much faster after a disaster.

Tip Two: What Is Covered?

One of the first steps to getting back on your feet after a storm is to figure out what losses your insurance covers. Insurance can cover any number of different types of damage to your commercial building:

• Flooding from sudden storms
• Damage from hurricanes or tornadoes

It is important to know what types of storm damage your insurance company covers. If your insurance does cover a specific type of damage, you generally cannot claim money spent as a tax deductible item. However, if your insurance does not cover certain types of damage, then you may be able to claim a deduction.

Tip Three: Call a Professional

Navigating insurance and deductibles can be incredibly complex after a storm, and timing can be critical. Tax laws regarding natural disasters are constantly changing. Hiring a tax advisor and taking advantage of his or her expertise can help you move the recovery process along.

Getting back on your feet after suffering storm damage can be very stressful; however, it is not impossible. With these tips, and professional help from storm reparation experts, you can get your business back up and running in no time. For more information, visit http://www.SERVPROnorthwestwichita.com/.

The Importance of Deodorizing Your Home After a Flood

1/17/2018 (Permalink)

After your Wichita, KS home suffers damage from a flood, there is much to consider when it comes to cleanup efforts. From preventing mold growth to salvaging furniture and other belongings, it may take quite an effort to get your house back to normal. However, one important step that you do not want to overlook is having your home deodorized by a professional home restoration company. Without this vital detail, the memories of the flood may linger in unpleasant ways.

Mold and Mildew Odors

After a flood, mold growth may occur where you cannot see it. This can be especially problematic if the area is prone to remaining damp or moist, such as under a cupboard or deep in the corner of a closet. Not only does mold grow quickly when it finds the right environment, it carries a musty, dirty odor that can permeate your home. Having a home restoration company find the mold and deodorize the areas where it was growing can eliminate this smell for good.

Dirty Flood Waters

During a heavy or torrential flood, your city might suffer sewage loss, which can cause water from sewer drains to mix with flood water. This mixture is known as black water and can include such toxins as

• Bacteria
• Feces
• Toilet cleanser chemicals

Even after black water is cleared away from your home, it can leave an unpleasant sewer-like smell behind. Professional deodorizing can neutralize this odor in ways that household cleansers may not be able to.

Item Cleansing

Items that are salvaged from a flood can be cleaned, but unless they are properly sanitized and deodorized, they may always carry a wet or musty smell. Since this smell can pervade a room quickly, having furniture and other items deodorized before they are retuned inside can prevent persistent odors from lingering.

Your Wichita, KS home can suffer from mold growth and the persistent musty odors that often remain after a flood. However, having your home professionally deodorized by a home restoration company can eliminate these smells and leave nothing behind but a clean, fresh scent that helps the whole family breathe easy.
Visit http://www.SERVPROnwwichita.com for more information on storm damage.

What You Need to Do After Storm Damage Occurs

9/12/2017 (Permalink)


What You Need to Do After Storm Damage Occurs

Did a storm hit your home? Storms bring flooding, storm damage, wind damage, roof damage, roof leaks, flood water, hail damage, ice damage, frozen pipes, and a lot more. It’s important to know what to do.

The first thing you need to do is inspect the damage. When doing that, and when returning to your home, make sure to stay safe. This means that you need to watch out for broken glass, downed power lines, gas leaks, and that you shouldn’t use candles if you can use flashlights.

You should also document the damage that was done to your home by the storm. This will benefit you when it comes to dealing with the insurance companies. You will have clear proof of the damage and will be able to get the compensation that you need. You may also be eligible for federal aid, depending on how large the storm was. In any case, however, you should always take care of the next step.

You should also call a professional storm remediation and home restoration company. They will be able to assess the damage for you and do all the water restoration and storm restoration work. They will be able to remove any ground water, ice dams, and repair frozen pipes. They have the equipment, such as flood pumps, that are necessary to do a complete home restoration job.

There are many kinds of storm damage that can occur. Hurricane damage can come in the form of river flooding, wind damage, and roof damage. Blizzards can bring hail damage, ice damming and ice dams, roof leaks, ice damage, frozen pipes, ground water, and flooding.

A professional home restoration company is equipped to deal with any kind of storm damage. For example, if there is ice damming or ice dams that are causing roof leaks and roof damage, they will be able to conduct a professional roof repair job. If there is ground water, river flooding, flooding, or flood water, they will be able to use flood pumps to clean up your home. If there is hail damage, frozen pipes, ice damage, hurricane damage, wind damage, or hail damage, they will be able to fix whatever is possible by doing roof repairs and repairs on other parts of your home. Whatever can not be fixed can be replaced. A professional home restoration company will be able to replace whatever is needed without any hassles. Storm restoration and water restoration just isn’t something you are equipped to deal with yourself. You need the professionals to do the storm remediation.

Be careful when choosing a storm restoration and water restoration company to do your storm remediation. Look for one that is experienced and knows what they are doing. Be calm when dealing with storm remediation. If you have a storm restoration and water restoration company at your side, you have nothing to worry about when it comes to storm remediation.

If there is flooding, river flooding, flood water, or ground water, make sure to get a professional company that has flood pumps so that they can clean out your home from water. Flood pumps are the only way to remove large amounts of flood water caused by river flooding. If there is hurricane damage, storm damage, wind damage, roof damage, roof leaks, ice damming, hurricane damage, ice dams, or roof leaks, make sure to contact a company that has experience with these issues and has the equipment to repair and replace whatever is damaged.

Ice damming is common even during regular winter snow storms. Ice damming is when ice builds up at the edge of your roof and does not let the snow drain down. This causes roof leaks, and you’ll need a professional roof repair company to help you out. Fortunately, roof repairs can easily fix any ice damage done by ice damming.
Visit http://www.SERVPROnwwichita.com for more information on storm damage.